PhonePe UPI, Personal Loan App

The PhonePe UPI, Personal Loan App is a secure and convenient digital payment platform for Indian mobile users. This app simplifies daily financial needs by allowing users to make instant UPI money transfers, online recharges, and bill payments. PhonePe also offers a range of services including investing in Mutual Funds, buying 24K Digital Gold, and purchasing insurance plans. Users can transfer money between their own bank accounts, link multiple bank accounts, and pay bills for various services such as electricity, water, gas, and credit cards. Additionally, PhonePe provides a personal loan experience, offering easy loan approval and a range of loan options. With its user-friendly interface and automated bill reminders, PhonePe is an all-in-one digital payment app that meets various financial needs.

PhonePe is India’s leading fintech app that simplifies your daily financial needs. From instant UPI money transfer and online recharge to buying insurance plans, investing in Mutual Funds and buying 24K Digital Gold, PhonePe is your all-in-one digital UPI payment app.

💸 Money Transfer & UPI Payments

Experience the power of BHIM UPI on this UPI app for instant bank transfers & payments.
• Money Transfer: Use this UPI money transfer app to send money via UPI ID or mobile number.
• Scan & Pay: Scan the UPI QR code to pay at local stores, pharmacies & restaurants.
• Multiple Bank Accounts: Link your UPI bank account from SBI, HDFC, ICICI, Axis & 140+ banks to check balance.
• Self Transfer: Move funds between your own linked bank accounts easily.

📱 Mobile Recharge & Utility Bill Payments

PhonePe's recharge app keeps you on track with automated bill reminders.
• Mobile Recharge: Quick prepaid recharge for Jio, Airtel, Vi, & BSNL.
• DTH & Broadband: Use this DTH recharge app for Tata Play, Airtel Digital TV & other providers.
• Utility Bills Online: Electricity bill pay app that also clears water, gas, FASTag & landline bills in seconds.
• Credit Card Bill: Credit card bill payment app to clear bills for major banks.
• Insurance & Fees: Pay insurance premiums, tuition fees & municipal taxes.
• Bill Pay: Set reminders and pay bill for premiums, fees & taxes on time.

PhonePe Loans

PhonePe is a personal loan app offering an easy loan experience. Get personal loan approval and pre-approved personal loans, disbursed straight into your bank account through a fully digital online loan application process.

Repayment Period: 6 - 48 Months.
Maximum APR: 36%

Example:
Loan Amount: ₹1,00,000
Tenure: 12 months
Rate of Interest: 11.76% per annum
Processing Fee: ₹3,245 (3.25%)
GST on Processing Fee: ₹584
Total Interest: ₹12,696
EMI: ₹4694
Maximum APR: 14.52% per month
Amount Disbursed: ₹96,755
Total Repayment Amount: ₹1,12,696

We offer loans from India's biggest lenders - Aditya Birla, Piramal, IDFC First, L&T Finance, PayU Finance & Credit Saison India

Save in 24K Digital Gold & Silver

Secure your future with 24K digital gold.
• Buy Gold & Silver: Start with just ₹10 or buy more.
• Live Gold Price: Track live rates for better decisions.
• 100% Secure: Savings are stored in insured bank-grade lockers.
• Physical Delivery: Get coins or bars delivered.
• Sell Anytime: Liquidate holdings at market prices.

📈 Mutual Funds & Investments App

Make your money work with curated Mutual Funds & wealth products.
• SIP Investment: Start a mutual funds SIP to build long-term wealth.
• Curated Funds: Investment ideas built on our CRISP fund evaluation framework
• 1000+ Funds: This mutual fund app offers funds from AMCs like SBI MF, HDFC Mutual Fund, etc.

Buy/Renew Insurance Policies on PhonePe
Get coverage with our insurance app - buy insurance online and renew your insurance policy in minutes
• Health & Life Insurance: Compare & buy through this health insurance app - plus life insurance plans for your family with flexible monthly premiums
• Motor Insurance: Browse plans for car insurance & bike insurance. Renew/buy policies in under 10 minutes- paperless
• Personal Accident: Stay protected against accidental death or disablement.
• Travel Insurance: Secure your international business & leisure trips.
Comes with claim support!

Online Shopping & Offline Payments

• Online Payment: Pay securely on shopping sites, food delivery & travel booking apps
• Offline Stores: Scan the QR code at your local kirana or grocery store for payments
• Gift Cards: Buy Gift Cards for easy payments at 1 lakh+ outlets

✈️ Travel & Commute

Book Flights, Buses & Hotels via ixigo & redBus. Get IRCTC Train tickets with easy refunds. Use the NCMC card for Metro recharge & tap-and-pay across India. Secure trips with Travel insurance for medical & delay coverage. Book Cabs easily

Privacy policy- https://www.phonepe.com/privacy-policy/