Bajaj Finance : UPI & Loan App

The Bajaj Finance app is a comprehensive financial solution for Indian mobile users. With over 50 million customers, this trusted app allows you to apply online for various loans, including personal loans, home loans, and gold loans, as well as fulfill other financial needs. You can also shop offline from a wide range of products on Easy EMIs, invest in fixed deposits, and purchase insurance. Additionally, the app enables you to make bill payments, recharge your mobile and DTH services, and transfer money using BHIM UPI. The app caters to diverse needs, offering instant personal loans up to ₹55 Lakh, professional loans for doctors and chartered accountants, and affordable business loans for self-employed individuals.

The Bajaj Finance UPI & Loan App is trusted by 50 million+ customers across India for their financial and payment needs. Using this app, you can apply online for loans including personal loan, home loan, gold loan, business loan, etc, and fulfil your requirements. You can shop offline from 1 million+ products on Easy EMIs, invest in Fixed deposit, get insurance & do much more. You can also easily pay electricity bill, recharge your mobile, DTH service & transfer money using BHIM UPI.

Instant Personal Loan App
● Get instant personal loan up to ₹55 Lakh with this loan app.
● Doctors & Chartered Accountants can get funding via professional loan.
● Self-employed individuals can get affordable business loans.

Highlights of Personal Loan
✔️ Loan Amount: ₹40,000 to ₹55 Lakh
✔️ Repayment Tenure: 12 to 108 months
✔️ Rate of Interest: 10% to 30.50% p.a.
✔️ Processing Fees: Up to 3.93% (inclusive of applicable taxes) of the loan amount
Example: For a loan of ₹1,00,000 at an interest rate of 15% per annum for 12 months resulting in ₹8,310 interest amount (interest rate on a reducing balance method), with a processing fee of 3.93% (₹3,930) and other charges of ₹100, the total amount to be repaid after a year is approximately ₹1,12,340.
Note: This is an estimate; the actual interest rate and processing fees may vary depending on the product.

More Loans with the Same Ease
● Home Loan: Make your dream home a reality with home loan at competitive rates and flexible repayment options.
● Gold Loan: Use your gold as security to get gold loan for any urgent needs.
● Business Loan: Designed for business owners, easily meet all expenses related to growth, operations, or expansion using Business loan.
● Two Wheeler Loan: Finance your new two-wheeler with a quick and simple loan process.

Shop on Easy EMI
● Shop from 1 million+ products at 1.5 lakh+ stores across India.
● Shop LED TV, Washing Machine, Furniture, Electronic appliances and Smartphone on Easy EMI from Bajaj Finance UPI & Loan App.

Recharge & Bill Payments in One Place
● Pay all your utility bills such as water, LPG, electricity, etc. online using the Bajaj Finance UPI & Loan App.
● Recharge your mobile, DTH & FASTag from leading providers.
● Instantly pay fees towards education, clubs & associations, housing societies, etc.
● Earn exciting cashback when you pay using Bajaj Pay UPI & use it for future bill payments.

Payments Simplified with BHIM UPI App
● Create your unique Bajaj Pay UPI ID, enjoy UPI offers & send/receive money, or pay bills by scanning any QR code & authorize your UPI payments by entering the UPI PIN.
● Add money to your Bajaj Pay Wallet & make payments in seconds.

Invest with Ease in Fixed Deposits
● Get high ROI on fresh FDs and renewal of existing FDs.
● You can start investing in Fixed deposit online for just ₹15,000 and get a loan against it.

Mutual Fund for Everyone
● Invest in Mutual Funds with as low as ₹100 with this Top Mutual Fund App.
● You can invest in any Mutual Fund via monthly SIPs or pay a lumpsum.
● Pay monthly mutual fund investment via UPI.
● Make the most of your investment by paying 0% distributor commission.

Insurance for Every Need
● The Bajaj Finance app offers 300+ plans for Health Insurance, Motor Insurance, Pocket Insurance, and more.
● Getting insurance is even easier with a 100% digital process.

One App for All Needs
● Fulfill your shopping and travel needs on one platform with 100+ brand partners.

Features
● Find all your financial transactions in one place
● Calculate your EMIs for your preferred tenure using the EMI Calculator
● Check your CIBIL score and get the credit health report online
● Download your loan account statements
● Get quick assistance & timely resolution for your queries

Contact Us:
Bajaj Finance- Off Pune-Ahmednagar Road, Vimannagar, Pune-411014