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Navi: UPI, Payments, Insurance

Navi

15 Oct 2026

4.5 ★
7.1M reviews
100M+
Downloads
3+
Content
7.0+
Android OS

About Navi

UPI, Payments, Recharges, Insurance, Mutual Fund & Digital Gold

The Navi app is a comprehensive financial superapp designed for Indian mobile users. It offers a range of services including UPI payments, recharges, insurance, mutual funds, and digital gold, all in one convenient place. With Navi, you can simplify money transfers, pay bills and recharge online, and enjoy hassle-free payments with features like Navi UPI Lite, which doesn't require a PIN. The app also provides fast and paperless car and bike insurance, offering flexible coverage options and wide add-on choices. Additionally, Navi offers health insurance with coverage up to ₹3 crore and affordable premiums starting at ₹522. This app is designed to help you manage your finances and secure your financial future.

Navi, your all-in-one financial superapp designed for your diverse financial needs, offers a range of services for your daily convenience. Whether it is lightning-fast UPI payments, investments in mutual funds and gold, or dependable health and motor insurance coverage, Navi has you covered. Download the Navi app and unlock a world of possibilities for your financial well-being.

1. Navi UPI
Simplify money transfers with Navi UPI (NPCI Approved).

Navi UPI Features
✅ Instantly transfer money to anyone, anytime
✅ Pay bills and recharge online
✅ Conveniently scan and pay at any store
✅ Seamlessly make online payments on various apps
✅ Enjoy hassle-free payments with Navi UPI Lite, no PIN required

2. Navi Car & Bike Insurance
Get fast, paperless car & bike insurance on the Navi app

✅ Get insured in minutes: Renew your policy in just a few clicks
✅ Zero commission: Buy directly from Navi with no extra fees
✅ Cashless repairs: Get hassle-free repairs across India*
✅ Fast claim settlement*: Get 24-hour support (including Sundays) from a claims relationship manager
✅ Flexible coverage: Choose from Comprehensive or Third-Party insurance
✅ Wide variety of add-on options*: Choose from Roadside Assistance, Zero Depreciation, Return to Invoice, Engine Protect, and more

3. Navi Health Insurance
Safeguard yourself and your family's financial future with Navi Health Insurance.

Navi Health Insurance Features
✅ Coverage up to ₹3 crore
✅ Health insurance premiums starting at just ₹522* per month
✅ Experience quality healthcare at over 12,000+ network hospitals*
✅ Cashless claim settlement within 20 minutes*
✅ Benefit from 100% coverage* of hospital bills through a paperless process

4. Investments
Discover diverse investment opportunities with mutual funds and digital gold.

Navi Mutual Fund Features
✅ Diversify with Direct Index Funds for better growth
✅ Flexible SIP options: daily, weekly, or monthly
✅ Zero commission & one of lowest expense ratios for cost-effective investing
✅ Fastest redemption order payout in the industry
✅ Invest till 3 PM and get the same-day NAV for better returns
✅ Investment starts with just ₹100

Remember, mutual fund investments are subject to market risks; read all scheme related documents carefully.

Navi Gold Features
✅ 24K Digital Gold
✅ 99.9% purity
✅ Investment starts with just ₹50

5. Referral Program
Discover endless rewards with Navi's referral program! Share the Navi app with friends and family, and unlock exclusive rewards for every successful referral.

About Navi
- Navi app is developed & owned by Navi Limited (formerly known as Navi Technologies Limited), founded by Sachin Bansal and Ankit Agarwal, in December 2018.
- Car and Bike Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.
- Health Insurance is offered by Navi General Insurance Limited, registered with the IRDAI as a general insurer.
- Navi Mutual Fund, registered with the SEBI, offers multiple mutual fund schemes to investors.
- Navi UPI is NPCI approved.

What's new in the latest 7.27.4

Last updated on 15 Oct 2026

We have improved Contact Search on Prepaid Contact Selection. We have also made prepaid payments and app security more reliable.

Screenshots

Navi APK Information

Latest Version
7.27.4
Category
Finance
Android OS
Android 7.0+
File Size
Varies with device
Developer
Navi
Available on
Google Play
Content Rating
Rated for 3+
Updated
15 Oct 2026
Package Name
com.naviapp
Installs
100,000,000+
Price
Free

Navi FAQ

How do I download Navi for Android?

Tap "Download from Google Play" to install the official version of Navi on your phone. It is free to open the store page.

How do I install an APK or XAPK file?

Allow "Install unknown apps" for your browser or file manager, open the downloaded file and tap Install. XAPK files need an XAPK installer. See our install guide for step-by-step help.

What Android version does Navi need?

Google Play lists Android 7.0 or newer.

How do I update Navi to the latest version?

If you installed it from Google Play, updates arrive automatically. For APK files, download the newer version from this page and install it over the old one.